Hi, I'm Erica CombesLet's find a mortgage tailored to YOU.

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Erica Combes

Get to Know Erica Combes


I am a Branch Manager at Neo Home Loans, located in Knoxville but licensed to lend in all of Tennessee. I am part of the Neo Value Region, full of award-winning team members, helping fund over a Billion in loans last year. It's exciting to be able to bring unique lending abilities to families whether it's a first-time home buyer, a seasoned homeowner looking to invest in an income property or second home, or a family looking to refinance their loan to a better rate and term. Contact us at Our Home Mortgage Team to learn more today.

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice. ***PMI is subject to factors such as PMI carrier, credit score, LTV, property type, etc.

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Erica Combes

Erica Combes

NMLS#2114298 (865) 356-4963 Start Application

We truly appreciate the opportunity to work with you on such an important financial transaction in your life and look forward to exceeding your expectations!

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